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Budgeting & Saving
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Nov9
A Small Investment Loss Can Feel Big: What to Consider Before Selling
A £5 dip on a first £300 investment can unsettle new investors. Separate short-term movement from your goals, cash needs and comfort with risk.
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Nov8
Frugal Week Wins: Free Finds, Batch Soup and a Budget Grocery Run
A Halloween gathering, a stock up trip and free secondhand finds show how planning and flexibility can help keep everyday spending in check.
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Nov8
Jimmy Wales chose Wikipedia over a tech fortune
As Wikipedia reaches 25, Jimmy Wales’s decision to make it a nonprofit looks central to both its legacy and the pressures it now faces.
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Nov7
Amazon’s Flywheel: How Customer Focus Built Businesses Beyond Retail
Amazon’s growth has rested on reinvesting in lower prices, better service and shared infrastructure, from Prime and advertising to AWS.
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Nov7
Cash ISA Limits, Money Market Funds and the Tax Changes Savers Should Understand
A planned cash ISA limit cut was reversed, while changes to savings and property income taxes may affect how households weigh different ways to hold m...
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Nov7
Lagarde’s Early Departure Raises Questions About ECB Leadership and French Debt
Christine Lagarde’s planned exit comes as French borrowing costs rise, putting a premium on clear communication from the ECB during the succession.
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Nov6
France’s Debt Strain Raises Questions About the Eurozone’s Resilience
France faces high debt costs, persistent deficits and social strain, though default looks unlikely. The pressure leaves investors weighing risk agains...
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Nov6
Cash ISA or Stocks and Shares ISA? Choosing What to Do With £20,000
The £20,000 annual cash ISA limit remains. Weigh easy access and certainty against long-term investment risk, and transfer ISA money through providers...
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Nov5
The ‘no-spend’ challenge: Does it really work to save money?
A no-spend challenge is a short-term commitment to pause non-essential spending for a set timeframe to reset spending habits and accelerate savings. P...
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Nov4
Nationwide’s 5.3% Fixed Bond: When a Cash ISA Could Leave You Better Off
Nationwide’s 30-month bond pays 5.3%, but tax can narrow its lead. Compare access, term and after-tax interest before choosing.
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Nov4
Stephen Yiu’s “Follow the Money” Approach to Changing Markets
Blue Whale’s Stephen Yiu follows where spending is growing, shifting the fund from software toward AI hardware as company prospects change.
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Nov3
13 Everyday Money Mistakes That Can Undercut Your Financial Plans
From an outdated budget to forgotten subscriptions, small money habits can add up. These practical checks can help you build savings and stay in contr...
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Nov2
AI Spending Faces a New Test as Investors Demand Clearer Returns
A tech selloff has shifted attention from AI promises to spending, earnings and evidence that the investment can pay off.
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Nov1
Sea Limited: How a Gaming Hit Helped Fund a Southeast Asian Shopping Business
Sea Limited built a Southeast Asian shopping business on the back of a gaming hit, lost most of its value, then staged a sharp turnaround.
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Oct31
2026 Budget: What Pensioners Need to Know About Tax, State Pension and Benefits
The 2026 Budget changes tax on savings and rental income, while introducing new pension tax rules and adjusting access to some pension benefits.
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Oct30
A $2 Freezer Find Helps Make Frugal Soup Lunches Easier
One-cup frozen soup portions turn a homemade batch into ready-to-heat lunches. The approach combines secondhand kitchen gear with simple meal planning...
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Oct30
China's Innovation Story Is Strong, but Your Fund Choice Decides What You Own
China's innovation push is drawing investors, but a broad index fund can hold plenty of older industries. Here's how the main options differ.
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Oct29
UK Savers Face Higher Tax on Interest From 2027: Allowances and Options
Savings interest tax rates are due to rise in 2027/28. See how allowances, ISAs and other choices could affect your cash.
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Oct29
Starter ISA: What We Know So Far and Why Investing Advocates Are Cautiously Hopeful
The new Starter ISA is still a blank page, but early signs point to a reward for first-time stocks and shares investors. Here's what's known so far.
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Oct29
A Renovation Budget That Protects Your Household Finances
Set priorities, price the full job and keep a contingency. Compare borrowing costs carefully before deciding how to pay for a renovation.
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Oct28
Leveraged Diversification: What a Historical Portfolio Study Found
A reconstructed study suggests global bonds, gold and managed futures may reduce saving needs alongside leverage, but its results weren’t investable r...